ABOUT SANDY

About Sandy Day

Founder of For Small Business Only LLC.

Sandy is also a passionate investor and the CEO of Real Estate Investment Management Corp based in North Carolina.

For more than a decade, I’ve helped entrepreneurs and small business owners master business credit, build wealth, and grow financially smarter

Having started and owned more than 25 companies, Sandy has successfully consulted thousands of small business owners for the past 30 years on legal structuring, credit building, financial literacy, funding, taxes, and exit strategies.

At the heart of Sandy’s mission are his core values: Education. Empowerment. Enrichment.

He believes that financial and legal literacy are the foundation of personal and professional freedom. By teaching and mentoring others, Sandy helps small business owners build stronger companies, protect their assets, and create lasting legacies.

His purpose is simple — to help others rise through knowledge, turning challenges into opportunities and ambition into achievement.

Sandy Day founded For Small Business Only LLC (FSBO) in 2013 as a verified Service-Disabled Veteran-Owned Small Business (SDVOSB).  S.E. is also a highly skilled and highly effective, C-level public relations executive and legal analyst who focuses on brand management and strategic messaging with an array of audiences. S.E. Day is the author of the bestselling books, The Negotiating Experience, Your Car Deal Your Way! and Mastering the Business Credit Maze, Build Business Credit Like BIG Corporations Do! and others. As a certified financial education instructor, S.E. also created a collegiate course, Small Business Credit Procedures© to educate entrepreneurs who major in Entrepreneurial programs at major universities and colleges.

Mr. Day is the creator of For Small Businesses Only (FSBO) Small Business Credit Survival Boot Camp®. The Boot Camp helps qualified small business owners establish PAYDEX® and Intelliscore® scores through strategic alignments with participating corporate creditors.

Advocacy and Work

Empowering Small Businesses with True Credit Education

Sandy advocates for small business issues and helps small businesses build credit and gain access to capital. He is the founder of For Small Business Only, LLC (FSBO), a participant-based, business credit education production company focused on providing qualified small business owners with practical, useful applications and knowledge to secure TRUE business credit.


Your business credit is more than a score—it’s your company’s financial reputation and key to unlocking growth. Most small business owners leave money on the table because they don’t know how to leverage it. Don’t be one of them. Start your business credit journey with FSBO today and open doors to funding, partnerships, and opportunities you didn’t know existed.

Business Credit
Strategic Guidance
Financial Empowerment
Real Estate Investment.

Speaking And Media

As a member of the Personal Finance Speakers Association, Sandy regularly gives keynotes, informative, and demonstrative speeches to groups and organizations on topics of personal and business finance, business credit, and entrepreneurship.


Sandy is also a prolific bestselling author. He has written books on business ownership, business credit, negotiations, and financial literacy.


Sandy is a national personality and host of the Small Business Credit Minute w/ S.E. Day podcast. He is the former host and executive producer of the Legally Steal Show w/ S.E. Day. He is also a former spokesperson of Grow Financial Federal Credit Union in Florida.


Sandy has been a regular television talent on morning shows, providing advice and expertise aimed at helping consumers and small businesses succeed. He is also a talented voiceover actor.

Case Study

Real Results from Real Small Business Owners

Sandy Day is the founder of For Small Business Only LLC (FSBO) — a company dedicated to helping entrepreneurs strengthen their financial foundation and unlock growth through business credit education, strategic guidance, and financial empowerment.

A dynamic leader with a background in law, finance, education, and public service, Sandy’s career reflects a lifelong commitment to helping others through knowledge and opportunity. His work bridges the gap between legal understanding and financial success for small business owners across the country.

What Our Client's Say

Dania L.
- Small-Business Owner-

“We bring in speakers every quarter, but Sandy Day stands in a category of his own. His ability to break down personal and business finance into clear, digestible strategies is unmatched. Our team left empowered, confident, and ready to implement what they learned. The clarity he brings to business-credit building is worth its weight in gold.”

Will J.
- Corporate Training Director

“We bring in speakers every quarter, but Sandy Day stands in a category of his own. His ability to break down personal and business finance into clear, digestible strategies is unmatched. Our team left empowered, confident, and ready to implement what they learned. The clarity he brings to business-credit building is worth its weight in gold.”

Joan H.
- Entrepreneur & Startup Founder

“Sandy transformed the way I look at financial structure and scalability. His insights on business credit alone saved my company thousands of dollars in avoidable mistakes. He doesn’t give theory—he gives strategy, vision, and a blueprint. If you’re serious about growth, you need him on your stage.”

Yerlis G.
- Credit Union Partner

“Sandy Day bridges the gap between financial education and real-world execution. His presentation on business credit readiness was one of the most compelling sessions we’ve ever hosted. Attendees raved about his depth, authenticity, and the actionable steps they could implement immediately. He’s a rare blend of educator and strategist.”

Cindy T.
- Conference Organizer

“Booking Sandy was the smartest decision we made for our finance summit. He delivers with authority, humor, and precision. Our audience walked away motivated and equipped to improve their personal finances and strengthen their business credit foundation. Several attendees have already asked when he’s coming back!”

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Straight Talk for Small Business Owners

Business Credit Expert | Professional Speaker | Podcaster | Small Business Advocate | Financial Literacy Educator | Legal Analyst | Bestselling Author

Learn Build, & Succeed In Business With Confidence

Sandy Day is a Business Credit Strategist, Certified Financial Educator, and founder of For Small Business Only LLC. He helps entrepreneurs build credit, grow wealth, and achieve financial independence through education and empowerment.